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FAQ
Simply complete the online application form. Please ensure all your details are accurate and complete to help us process your request without delay. Once submitted, our team will review your application as quickly as possible.
To apply for a loan, you will need:
- A valid SA ID;
- Recent bank statements for the last 3 months;
- An active cell phone number.
Watch the video guide for your bank
DebiCheck is a secure way to approve your debit orders directly through your bank. It gives you full control by requiring you to electronically confirm the details of your payment agreement upfront. This ensures you are always aware of and in charge of the payments leaving your account.
Simply select your bank from the list below to watch a quick, step-by-step video guide on how to complete your mandate confirmation.
You can easily check your due date and all other loan details in your personal dashboard. Having trouble accessing your account? Our support team is ready to help from 8 AM to 7 PM, Monday to Friday and from 8 AM to 2 PM Saturday at +27713011094
You can get a loan anytime! Our review and transfer process is available 24/7 and takes from just 15 minutes.
You can view your current payment amount and all other loan details anytime by logging into your personal dashboard. If you prefer, our support team is happy to assist you at +27713011094, Monday to Friday, 8 AM – 7 PM, Saturday8 AM – 2 PM
Timely repayments are essential to maintain a good credit history. Please be aware that late fees are applied to payments made after the due date. If you are struggling to make a payment, contact us as soon as possible at +27713011094 (Mon–Fri, 8 AM – 7 PM and Saturday 8 AM – 2 PM) to discuss your options.
After your loan is approved and the agreement is signed, we will credit the funds automatically to your designated bank account.
During business hours, your request is typically processed within 15 minutes to 2 hours. Please note that bank transfers may be delayed on weekends or outside of working hours. For instant access to your funds 24/7, we recommend choosing the eWallet option when submitting your application.
Repaying your loan is easy. You can find detailed, step-by-step instructions on how to make your payment in the How to repay section on our website.
We are here to help! You can reach us via email at support@vargo.co.za. Alternatively, feel free to give us a call at +27713011094 or send us a message through our online chat.
We offer loans up to ZAR 8,000. While new customers have specific initial limits, our loyal repeat customers can access the maximum amount of ZAR 8,000.
While exact timing can vary, we prioritize speed to ensure you get your funds as quickly as possible. To expedite the process, please complete your application accurately and sign the loan agreement promptly once approved.
Absolutely. We use advanced Secure Socket Layer (SSL) encryption to create a secure connection between your device and our system, ensuring that all your personal information remains fully protected at all times.